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Showing posts from October, 2013

5 bed / 3 bath in Lawrenceville, GA

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Home Sweet Home!  Well maintained home with fenced yard, antiqued & sealed concrete patio, and deck. Great for kids, pets, and entertaining!  Upgrades include: new HVAC, wood blinds, custom window screens (UV & heat blocking), sprinkler system, laminate floors w/ 20 year warranty, ceiling fans.  A must see! Priced to sell, not a short sale or foreclosure. 1 year AHS Home Warranty available.   If you are considering SELLING your home, now is the time to GET OFF THE FENCE! Give me a call at (404) 857-2508!      In Georgia, I service Monroe, Loganville, Grayson, Snellville, Lilburn, Lithonia, Lawrenceville, Duluth, Dacula, and Stone Mountain.  Outside of these areas? No problem! I can still help! ------------------------------------------------------------------------------------------------- Natasha Liburd Bazile  is a Realtor with Coldwell Banker Atlanta and the Lead Home Stager wi...

Homeowner's Feedback about their SALE - Loganville, GA

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Just received these kind words from a seller I had the pleasure of working with (her home went under contract in 15 days; closed in a month). While I didn't get to physically meet her because she now resides in Iowa, she was a joy to work with!  Hi Natasha! I hope this email finds you enjoying your day! If I had ten thousand tongues I could not thank you enough for your patience and outstanding professionalism. I appreciate the fact that you always made time for me, and were always willing to answer my many questions. If given any future opportunities, I will recommend you to friends and family members in need of assistance. Too, I received the card you sent today, and I would like to thank you for making a donation in my name. May the kindness you have shown me be returned to you in blessings too numerous for you to count! Thanks again and may you always be prosperous in all that you do! - Sherri If you are planning to SELL your home, give me a call at (404) 857-...

Real Estate 411

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When you’re buying or selling, the obvious source to get your real estate question answered is your agent but where do you go the rest of the time?  As a homeowner for many years to come, you’ll need reliable help and solid suggestions. Our business goal is to have a select group of our friends and past customers who consider us their lifelong real estate professional. We want to earn that trusted position so they’ll enthusiastically refer their friends to us.  Our plan to achieve this is simply to help these people with all of their real estate needs not just when they buy or sell but for all the years in between. Throughout the year, we offer reminders and suggestions by email and social media that benefit your homeowner experience.  When we find good articles to help you be a better homeowner, we’ll pass them along.  You’ll discover new ways to maintain your property, minimize expenses and manage debt and risk. We want to be your “Go-To” person for everythin...

Why Borrowers Pay Different Rates

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Lenders, like any business, have to make a profit.  The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified.  The variable in pricing is the type of mortgage and the credit worthiness of the borrower. A loan with a 3.5% down payment is riskier than a loan with 20% down payment.  If the lender has to take the property back to recover their expense, the margin is greater between what is owed and what the property is worth on an 80% mortgage. Credit scoring is a risk-based pricing method that allow s a lender to be competitive in the market for the best loans from different borrower groups.  Individual lenders set their own levels for what they consider “A” credit which is reserved for the best rates.  If good credit is approximately 710 to 740, scores below that are considered higher risk and will have higher rates. Risk must be assessed for both the borrower and the property that collaterali...

Lower Anxieties/Improve Marketability

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One of the anxiety highpoints during the sale of a home is waiting for the buyer’s home inspection report.  Most sellers willingly disclose what they know about their home to any potential buyers.  The concern stems from the inspector finding something that they’re totally unaware of and that it will either cost them a lot of money to correct or the buyer will simply use it to void the contract.  If the inspection does reveal some unknown problem with the home, it’s probably as big a surprise to the buyer who is not as emotionally or financially invested as the seller.  It is human nature to fear what you don’t understand and when a report identifies defects, they may simply opt-out of the home.  The solution to the situation may be for the seller to have the home inspected prior to putting it on the market.  There is still a risk of becoming surprised by an unknown defect which at that point, would have to be disclosed to potential buyers or repaired b...