SOLDbyNat.com Real Estate Services

For many Americans, pets are more than companions; they're family. And increasingly, those furry, feathered, or finned family members are influencing where people live and what kind of home they buy or sell. In an online poll by Texas REALTORS�, 83% of agents said their buyers' decisions were influenced by pets . The National Association of REALTORS� (NAR) reported that 18% of clients moved solely because of their pets . Whether it's needing a larger yard, access to walking trails, or avoiding pet restrictions, buyers are making real estate choices with their pets in mind�and smart sellers are taking notice. Across the country, more households have pets than children, and 82% of pet owners say their animals are like their own children . This shift in mindset is especially strong among Millennials and Gen Z, who make up a large and growing portion of today's market. A 2024 Harris Poll found that 80% of Millennials talk about their pets as if they were children , and...

When headlines scream that the Federal Reserve is raising or lowering rates, it's easy to assume your mortgage will be affected immediately. But here's the truth: the Fed doesn't directly control mortgage rates. And understanding the difference could help you make smarter decisions about buying, selling, or refinancing. The Federal Reserve sets the federal funds rate , which is what banks charge each other for short-term overnight loans. This rate influences things like credit cards, car loans, and home equity lines of credit. But when it comes to long-term mortgage rates , a different market holds the reins. Mortgage rates are more closely tied to the bond market , especially the yield on the 10-year U.S. Treasury note . Investors look at factors like inflation, economic strength, and global events. When they expect inflation to rise or the economy to heat up, they demand higher yields�causing mortgage rates to increase. When fear or uncertainty creeps in, or inflatio...